The element of Air (Wind) was considered a universal power or pure substance.

The power of wind – from storms to hurricanes – is a risk that affects many different assets from construction projects, vessels on the high seas, or cargo and yachts stored on land.

FORTE Underwriters provides insurance and reinsurance capacity in various classes of business to protect these assets from the power of wind damage.

The element of Earth was commonly associated with qualities of heaviness, matter and the terrestrial world.

The movement of earth either by earthquakes or landslides is a risk with major consequences for both property and human life.

FORTE Underwriters provides insurance and reinsurance capacity in various classes of business to protect property from earthquakes and other damages resulting from this peril such as tsunamis.

The element of Fire was commonly associated with the qualities of energy, assertiveness, and passion.

Fire is a common cause of loss to property that creates complications for any business whether they operate on earth or on the water. Fire may affect assets ranging from aircraft, buildings, oil rigs, vessels and yachts.

FORTE Underwriters provides insurance and reinsurance capacity in various classes of business to protect these assets from fire.

The element of Water was commonly associated with the qualities of emotion and intuition.

Water is a risk that not only affects the marine industry but also more frequently is presenting challenges to the management of risks on land with flooding and strong storms destroying or disrupting businesses.

FORTE Underwriters provides insurance and reinsurance capacity in various classes of business to protect these assets from water related risks resulting from water damage.